From the perspective of project background, product architecture, system design ideas, and design document sharing, this article discusses how to bulk sms service think without complete project experience when working on a product project. Product newcomers entering the company, due to lack of experience, are usually responsible for part of the product module, rarely have the opportunity to contact the complete project from 0 to 1, and the overall thinking of the product will be relatively lacking. Brother Dao shared a project he participated in last year. In this project, Brother Dao participated in the whole process. The product manager is also Brother Dao, who is mainly responsible for product demand analysis, program design, project management and other work. I hope this case bulk sms service can help product newcomers to have a more comprehensive understanding of the process from 0 to 1. In addition,
Brother Dao will share the design documents of this project. Brother Knife wrote an article on how to write PRD before. Many readers hope to provide a relatively complete case. This design document is a complete case, including PRD and prototype. I hope it will bulk sms service be helpful to everyone. This project is the first version implemented according to the MVP (Minimum Viable Product) concept. The functions are relatively simple, but it can fully support the business. This article is divided into several parts: project background, product architecture, system design ideas, and design document sharing. 1. Project Background This project is a microfinance product. What is bulk sms service microfinance? Microfinance, also known as cash loan, is a consumer loan business issued to applicants. It has convenient and flexible borrowing and repayment methods, as well as real-time approval and fast credit.
Since 2015, cash loans have emerged as an important branch of consumer finance in China. The first- and second-tier cities are mainly online, and the third- and fourth-tier cities are mainly offline. On December 1, 2017, the regulatory authorities issued bulk sms service the "Notice on Regulating and Rectifying the "Cash Loan" Business", strengthening the policy red line of the annualized interest rate of 36%, raising the requirements for loan qualifications, and restricting the issuance of online small loan licenses. As of January 2018, the financing channels of cash loan platforms have been completely blocked. In addition to the blocked financing channels of banks and ABS products, capital market financing bulk sms service channels are also being tightened. Since then, the industry has entered the era of supervision, and various platforms have begun to explore transformation directions such as scene consumption and